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Besnard Insurance and its insurance company partners assist employers in evaluating workplace safety exposures. Surveys, materials, and related services may not reveal every hazard, exposure and/or violation of safety practices.  Inspections by your insurance company do not result in any warranty that the workplace, operations, machinery, appliances or equipment are safe or in compliance with applicable regulations. Any recommendations and related services are not and should not be construed as legal advice or be used as a substitute for legal advice. Employee protection and safety is ultimately the responsibility of the employer.

Statements on this web site as to policies, coverages, or other information provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, email, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed broker. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this Site does not constitute professional advice; if you have loss control, HR, legal, tax (or financial planning questions), you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those Sites.

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This information is offered as an informational resource to Owner/Operators (O/O). O/Os are exclusively responsible for complying with all statutes, laws, and regulations applicable to their restaurant(s).  For any legal issues affecting their business, O/Os should consult their own legal counsel. This communication is informational only and should not be construed as legal advice or as establing requirements applicable to any O/O.  O/Os are independent employers and make their own policies regarding employment-related matters, including policies and practices relating to providing orientation to their employees.  O/Os may choose to use these materials to the extent that they will be helpful to them in operating their own McDonald’s restaurant(s).  If you work for an O/O, please check with your O/Os, or the person designated by your O/O, to determine whether these materials apply to your restaurant.