Social inflation is the trend of rising insurance costs due to increased litigation, plaintiff-friendly judgments and so-called “nuclear” jury awards – also shows no signs of slowing, and litigation funding is an added concern for insurers (insurance companies and insurance markets). With the rise in inflation, claim costs in several lines of coverage including commercial [...]
It is recommended that your business have a policy in place related to Safe Driving. This should be reviewed and signed by anyone that might ever drive on company business including Office Staff, DO, Supervisors, Managers, Maintenance, etc. Encouraging good driving is good business. Having a safe driving policy can protect your staff, and enhance [...]
Motor Vehicle Reports (MVRs) should be obtained and reviewed annually, at a minimum, to evaluate individual driver performance. This document covers what a MVR review should include and the characteristics of an undesirable driver.
When PRESSURE WASHING, be sure to ALWAYS DO THE FOLLOWING: Wear a bright colored Safety Vest – REQUIRED Mark off area with Safety Cone(s) to protect the employee – REQUIRED Watch for vehicles - REQUIRED Take breaks often – See the Pressure Washers Instruction Manual – REQUIRED Pressure wash during slow times. If you are [...]
Paying for Your Subcontractor’s Back Strain An Owner/Operator hires a carpenter to perform light trim work. While on a ladder, the carpenter spots a bee’s nest and is startled and falls, severely injuring himself. The claim, which totaled in excess of $300,000, is then filed with the Owner’s insurance carrier, and not with the carpenter’s [...]
https://vimeo.com/388713186 CLICK HERE to register and complete the training.
Keeping your parking lots in good condition can not only present a good impression for your customers – one where your restaurant has high standards of maintenance and cleanliness, but also can help prevent slips trips and falls, struck by vehicles, and protect vehicles themselves by reducing claims for damage due to pot holes. Read [...]
Preventing and reducing struck by motor vehicle accident is fairly easy, as long as you enforce these simple steps
Safety video on the importance of a driver safety policy. Also includes references to where a free, example policy can be downloaded.
Motor vehicle accidents can be very costly for your company. Even when the vehicle is not company owned, damages caused can still be extended to the Owner/Operator's company. It is up to the leadership team to ensure only the safest people are driving and guide them on proper driving.
Profit Sheets outline the top 10 major cost drivers for Owner/Operators in regard to employee injuries. In this sheet, causes of motor vehicle accidents, ways to reduce cost and exposures, and trainng materials are discussed.
Discussion on why a safe driver policy is important, even if you do not have company vehicles (hint - you can still be held liable for accidents in cars owned by your employees, if they are driving on company business). Also links to a sample policy that is ready to be used, or modified, for your needs.
Review of vehicle safety issues, where you may be exposed, and a large selection of resources to assist in minimizing your exposure.
Personal asset protection importance review, including a downloadable brochure.