Cybercrime is on the increase, but an increasing awareness of the problem is expected to drive demand for more specialist insurance.
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Best Practices to Prevent Restaurant Fires Your restaurants face the possibility of oil fires which can cost the system money in terms of lost sales, customer perception, worker injuries, property damage, insurance costs, and money. As a result, you should be sure to at least do the minimum to prevent them. Basic Fire Prevention Measures: [...]
We hear employers all the time saying, "I think the claim is fraud", "I don't agree with the insurance adjuster", "It was just bad luck", etc. As a first step, the following should always be researched for insight: 1.) What did the video footage reveal? Was video 30 minutes prior and 30 minutes after saved? Was [...]
These box cutters can keep your employee's safer
We are all familiar with the importance of coffee being served properly and now is a great time to bring extra awareness to the issue. In looking at these types of claims, we see that the allegations seems to fall into three categories: Lids not attached Fully and Securely according to procedures Coffee Coming Up Through the Drinking Port [...]
Learn about the importance of Personal Excess for Owner/Operators
Here are some key safety responsibilities that you can leverage or post for crew and management
Learn about preventing and protecting your money in your business bank account.
Offering a retirement plan like a 401K can be one of the most challenging, yet rewarding, decisions an Owner/Operator can make. The employees participating in the plan, their beneficiaries, and the employer benefit when a retirement plan is in place. Administering a plan and managing its assets, however, require certain actions and involve specific responsibilities. [...]
The US has now approved the Rapid Mop System from SYR (pictured below). This product is designed to provide quick and efficient floor cleaning when traditional mopping is not applicable – maybe for spot cleaning, etc. Contact SYR for more information.
Screws and bolt become loose over time or even fall out. Be sure to have maintenance check regularly every table, chair, door hinge, toilet seat, toilet paper holder, etc. making sure all the screws are in place and properly tightened. If you have not done this check in a while, act now.
There are more than 1 million restaurant locations in the United States, which employ more than 15 million people. Restaurant owners have countless responsibilities. They have to have enough people dining to turn a profit, hire and fire staff, ensure clients are happy and maintain the operations of the business. One thing that restaurant owners [...]
Dealing with unruly customers is a difficult task, but one that has to be managed properly through employee training.
Financial fraud prevention requires a new level of collaboration between banks and their clients. Business owners may want to consider banks that have account monitoring capabilities and more sophisticated fraud monitoring solutions.
It is important that maintenance employee's have the proper shoes for the job. We describe the key elements here.
Security is important in preventing serious injuries and loss of profits. Ensure you are at least following these basics.
Objective: To identify contributing factors to foodborne illness outbreaks in food-service facilities and to describe the characteristics, policies and practices of those facilities. Food-service facilities include restaurants, delis, cafeterias, schools, nursing homes, etc. Study results: Environmental assessments conducted as part of 154 foodborne illness outbreak investigations in food service establishments provided data on a number [...]
Eye injuries can occur anywhere, but read this article to learn about common situations and solutions.
This very inexpensive product can save lives, fingers, legs, etc. Protect your crew and your profits by enforcing the use of proper safer equipment.
Many are considering the replacement of pre-2004 Fryers with the new low oil versions.
ABCO Cleaning Products has developed an innovative floor cleaning program that combines state-of-the-art industry fiber technology with ergonomic tool design; color coded, simple to use, and with superior results, This has proved to yield cleaner, less slippery floors for your customers and crew. Watch the video, call Chris, or click on the below items to [...]
Dry Floors- Keep floors dryer and safer with this new low cost solution
Dry Floors- Keep floors dryer and safer with this new low cost solution
Dry Floors- Keep floors dryer and safer with this new low cost solution
Intelligent vaults allow funds to be electronically credited to the owner/operators bank account as soon as cash is deposited into the stores depository safe.
Hand protection is an important element of employee safety. Not only is hand protection a good safety precaution, it’s a requirement.
Learn more about some common Network Security (Cyber) claims/exposure for McDonald's
As you know, insurance is not a commodity and the price you pay is determined by you and your peers. What are you doing to minimize your claims?
Winter means snow, ice and slick floors. Now is the time to take precautions to keep yourself and customers safe as the temperatures drop. Slip and fall accidents are among the biggest winter weather safety concerns. People track in wet snow, slush or water making your floor slick and causing customers to slide. Slip and fall accidents are responsible for up to 30% of injuries to customers and employees.
9 Tips for Secure Transactions To help avoid malware-enabled wire and ACH fraud, here are seven tips for financial institutions to share with their customers: Use a Dedicated Machine Then Monitor Closely Computers are relatively inexpensive; use a separate dedicated machine for all of your online financial transactions. If multiple people need transaction access, each [...]
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Height: Selecting the right ladder height may not be as simple as you think. There can be quite a difference between the actual measured height of a ladder and its usable length. With step ladders you should never stand on the top two rungs for safety reasons. Extension and straight ladders require that you stay [...]
Door hinge gaps cause over 300,000 hand injuries to children every year across the USA resulting in over 15,000 finger amputations. Learn More About Solutions by Clicking Below
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Safety video on the importance of a driver safety policy. Also includes references to where a free, example policy can be downloaded.
Being safe during a Named Storm means before, during and after a hurricane. Before a named hurricane approaches your operating area, please take a few moments to create a plan that will help you, your employees, and customers prepare for and cope with extreme weather conditions. The following list of important items may also be reviewed for additional protection [...]
Motor vehicle accidents can be very costly for your company. Even when the vehicle is not company owned, damages caused can still be extended to the Owner/Operator's company. It is up to the leadership team to ensure only the safest people are driving and guide them on proper driving.
Video which presents information on exterior inspections, and the importance in preventing employee and customer injuries. Also discusses effective camera use.
You are required to make sure safe practices are part of your everyday operations which involves promoting a culture which values an enthusiastic and safety-conscious workplace. In this video, learn some simple ways to get more involved in upgrade your safety culture, to prevent injuries and improve the bottom line.
Video on the effective use of posters to prevent injuries. Includes proper placement, near the actual hazard, and in areas employees frequent.
Video on the importance of cameras in preventing fraud and crime at your stores. Also discusses placement, and use as an accident investigation tool.
Video outlining a little known, but serious injury exposure concerning door hinges. This video is especially important as children face the greatest exposure.
Video outlining proper use of ladders, to include both portable and fixed ladders.
Outline of important piece of equipment that prevents cooking oil from dripping onto the floor from the fryer. Keeping the fryer area clean keeps the entire kitchen clean, as cooking oil is not tracked from the fryer to other locations in the back area.
Overview of lockout tagout procedures, expanded to include chairs and tables, flooring, restroom equipment, etc. Methods to reduce injuries with your employees and customers.
Easy for to use to make sure that your employee claims are investigated, tracked, and filed the right way, every time. Proper claims management can greatly reduce potential for litigation, and also prevent like injuries from happening again.
Profit Sheets outline the top 10 major cost drivers for Owner/Operators in regard to employee injuries. In this sheet, the causes of slips and falls are listed, along with solutions, plus training materials and product review videos.
Profit Sheets outline the top 10 major cost drivers for Owner/Operators in regard to employee injuries. In this sheet, the importance of safety meetings in reducing costly injuries is discussed, along with references to safety materials that may be used during meetings.
Profit Sheets outline the top 10 major cost drivers in regard to employee injuries. In this sheet, the importance of an effective return to work program is discussed, along with links to forms, training materials, and other helpful items.
Profit Sheets outline the top 10 major cost drivers for Owner/Operators in regard to employee injuries. In this sheet, causes of motor vehicle accidents, ways to reduce cost and exposures, and trainng materials are discussed.
Profit Sheets outline the top 10 major cost drivers for Owner/Operators in regard to employee injuries. This sheet discusses exposures to maintenance employees, who suffer injuries at a greater rate, and higher cost, than any other employee classification. Methods to reduce exposures, and training materials are also dicussed.
Profit Sheets outline the top 10 major cost drivers for Owner/Operators in regard to employee injuries. Effective hiring practices is your first opportunity to find the best, safest people for your team. Hiring methods, and training materials are reviewed on this sheet.
Profit Sheets outline the top 10 major cost drivers for Owner/Operators in regard to employee injuries. This sheet discusses how claims 'head south,' and lead to litigation, similar injuries from occurring, as well as what you can do to prevent this from happening.
Profit Sheets outline the top 10 major cost drivers for Owner/Operators in regard to employee injuries. Trips and falls are different from slips, as trips normally occur due to housekeeping issues, or general maintenance. This sheet outlines causes, solutions, and includes links to training materials.
Profit Sheets outline the top 10 major cost drivers for Owner/Operators in regard to employee injuries. Strains and lifting injuries have surpassed slips and falls as the number 1 injury type in some areas of the country. This sheet outlines the causes, solutions, and includes training links.
Article outlining the common indicators of Worker's Compensation fraud, and the importance of reporting concerns to the insurance carrier when reporting the claim itself.
Both natural catastrophes— earthquakes, hurricanes, tornadoes, floods—and man-made disasters, including terrorism and extreme casualty events, can jeopardize the financial well-being of an otherwise stable, profitable company. Catastrophe modeling is the practice of using computer programs to mathematically represent the physical characteristics of natural catastrophes, terrorism, pandemics, extreme casualty events, and cyber incidents. CLICK HERE to [...]
Article discussing the crucial importance of managerial accountability. Includes information on inspections, documentation, investigations, and other timely techniques.
Article looks at trips and falls, opposed to slips and falls. Lists primary causes, as learned through a review of claims at Owner/Operator restaurants nation wide, as well as ways to reduce exposure to your employees.
An overview of a sample robbery policy, plus an attached for for all employees to sign. By formalizing training to employees, you can reduce exposure to the possible tragic consequences of robberies.
Article on the importance of hiring the right people, as well as a large selection of resources to assist in hiring good employees. Includes information on approved background check vendors, plus state specific information.
Article on how to prepare for a hurricane. Includes preparing your business, your employees, and alerting the right agencies, such as your insurance company, prior to the hurricane hitting.
Article on how to make safety meetings effective, and how to keep them effective. Discusses the make up of a safety committee, and the importance of safety meetings in upgrading your safety culture.
Article on the importance of floor cleaning, how to clean a floor properly, and references to information and videos on proper floor cleaning.
Article on maintenance employees, and how their injury cost and frequency is much higher than any of the other employee classifications. Article reviews specific injuries and causes, as well as ways to reduce exposure to serious injuries amongst your maintenance workers.
Article injury and illness exposures to Hand Held Order Takers (HHOT), and ways to ensure that they stay safe while outside.
Graphical analysis of maintenance employee injuries as compared to other classifications, and methods to reduce injury exposures to your maintenance employees.
Video on how cameras in your stores can assist in accident investigation, fraud reduction, and other important aspects of restaurant safety and security.
Article outlining the 7 Day Rule in regards to Worker's Compensation costs. In addition to various laws regarding reporting of injuries, returning employees to work after an injury, within 7 days, can reduce the hit to your insurance premiums.
A safety culture is the same as the culture of quality at McDonalds. Once in place, employees know what is expected of them, and work that way without being told. Article discusses ways to create an effective safety culture at your stores.
Article discussing burn injuries - one of the most costly and common injuries at McDonalds. Also reviews ways to prevent burns. In addition to burns by hot surfaces and hot liquids, chemical and electrical burns are also discussed.
Article on the importance of Personal Protective Equipment (PPE), and where PPE is most important. Also discusses ways to ensure employees wear proper PPE when required.
Article on theft reduction, to include cash drawer and drops, plus review of Safes.
Program to assist in identifying light duty jobs for employees, after they are injured. Includes a list of jobs for virtually all types of doctor's restrictions.
A ready to use accident investigation form, complete with instructions on helpful items to look for, to properly investigation the injury and prevent reoccurrance, as well as fraud prevention.
Short form that can be use for daily inspections. Form focuses on the most common areas where injuries occur, so you can fix hazards before they become injuries.
Ways to recognize fraud, and how to report to your insurance company so they can investigate the claim properly.
Review of an actual claim that is attributed to 'horseplay,' where improper supervision and unruly employees lead to a costly claim.
Review of ways to prevent slips and falls, one of the most costly and common injury types at restaurants.
Personal asset protection importance review, including a downloadable brochure.
How to properly train new employees to ensure safe work, and reduction in overall injuries. New employees constitute the highest injury rates.
Safe use of cleaning chemicals in the store, and how to prevent injuries and illnesses with your employees.
Video on the importance of slip resistant shoes, as well as proper housekeeping to prevent trips and falls.
Video that reviews the forces involved when an employee lifts improperly.
Sample orientation checklist. Using documented inspections helps to ensure quality and uniformity of training.
Why dirty mop water means your floors are not being cleaned properly, and alternate techniques to ensure your floors are clean, and not slippery.
Review of methods to reduce back injuries and strains. Note - strains are now one of the top injury cost drivers at Owner/Operator stores across the country.
Article discussing the hidden costs of employee injuries, which can be 5 - 10 times greater than the direct costs. Costs include lost time, hiring and training of new employees, reduced productivity, etc.
How to create an effective return to work program. Return to work helps to reduce litigation, improve morale, and also reduces the hit on your Worker's Compensation premium.
Ways to recognize the various types of Worker's Compensation fraud, and methods of prevention.
Short, step by step process to ensure floors and clean and dry, and other methods to reduce slips and falls at your stores. Note - slips and falls continue to be one of the most costly and common injury cost drivers.