1.) Cyber incidents 2.) Business Interruption 3.) Macroeconomic Developments 4.) Energy Crisis 5.) Changes in Legislation and Regulation 6.) Natural Catastrophes 7.) Climate Change 8.) Shortage of Skilled Workforce 9.) Fire, Explosion 10.) Political Risks and Violence Source: 2023 Allianz Global Corporate & Specialty Note: This data will be updated annually and above is most current.
Complete the form below to access the Expected Changes in the Workplace in 2021 Webinar. Fill out the form to watch the video
Rioting can happen anywhere in the country or locally impacting your franchise system and/or your specific business. In 2020 alone, this has cost our owners/clients (your system) millions in damages, lost income, and lost pay for countless employee's that work in the closed locations. Boarding up windows is one thing that can be done along [...]
Winter Maintenance to Prevent Potential Hazards Winter months in cold climates can present special hazards for your customers and crew members. Take precautions to prevent potentially hazardous conditions or address those that develop. Building Exterior Maintenance In winter months, it is especially important to maintain the exterior of your restaurant when the cold and [...]
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A loose toilet seat can cause injuries to both customers and employees. Toilet seats should be checked daily to ensure they are secure and fastened.
Effective training which is fun and impacts everyone behavior is key.
The bulk tea system must be properly serviced to ensure safety
Preventing and reducing struck by motor vehicle accident is fairly easy, as long as you enforce these simple steps
Eye injuries can occur anywhere, but read this article to learn about common situations and solutions.
Intelligent vaults allow funds to be electronically credited to the owner/operators bank account as soon as cash is deposited into the stores depository safe.
In prior winters, the most costly Owner/Operator claims occurred from employees slipping and falling on snow and ice in the parking lot. Learn how to prevent issues for your employee's and customers.
You are required to make sure safe practices are part of your everyday operations which involves promoting a culture which values an enthusiastic and safety-conscious workplace. In this video, learn some simple ways to get more involved in upgrade your safety culture, to prevent injuries and improve the bottom line.
Article looks at trips and falls, opposed to slips and falls. Lists primary causes, as learned through a review of claims at Owner/Operator restaurants nation wide, as well as ways to reduce exposure to your employees.
Article on maintenance employees, and how their injury cost and frequency is much higher than any of the other employee classifications. Article reviews specific injuries and causes, as well as ways to reduce exposure to serious injuries amongst your maintenance workers.
Graphical analysis of maintenance employee injuries as compared to other classifications, and methods to reduce injury exposures to your maintenance employees.
Article on theft reduction, to include cash drawer and drops, plus review of Safes.
Burn prevention article, plus information on what to do for minor and major burns.
Review of an actual claim that is attributed to 'horseplay,' where improper supervision and unruly employees lead to a costly claim.
Safety programs are designed to prevent injuries from occurring. Yet, no matter how detailed the program is, sometimes an injury may occur. When an injury does occur, the Owner/Operator is presented with an opportunity to learn from this injury and prevent similar ones from happening again. Reducing the chances for a similar type of injury, [...]
Article on how Worker's Compensation claims, or lack thereof, can cause your premiums to increase or decrease. Shows the direct costs associated with increased Worker's Compensation premiums.
Article reviewing profit protection items, such as cash overs/shorts, duplicate card swipes, and other issues.