Social inflation is the trend of rising insurance costs due to increased litigation, plaintiff-friendly judgments and so-called “nuclear” jury awards – also shows no signs of slowing, and litigation funding is an added concern for insurers (insurance companies and insurance markets). With the rise in inflation, claim costs in several lines of coverage including commercial [...]
Being prepared for a property loss is critical to minimizing the total cost of a large loss and its impact on future premiums. A major property loss is rare, but most insureds do have losses. Since handling a loss is not a normal part of your daily routine, it can raise many questions and potential [...]
Outdoor digital menu boards are very durable and made to withstand the elements. Unfortunately, if they are damaged, they can be expensive to repair or replace. If your restaurant is prone to vandalism or windstorms, which could cause flying debris, consider adding covers to protect your menu boards. Protecting your menu boards could save you [...]
Each year, thousands of acres of wildland and many homes are destroyed by fires that can erupt at any time of the year from a variety of causes, including arson, lightning, and debris burning. Adding to the fire hazard is the growing number of people living in new communities built in areas that were once [...]
Click to view a sample checklist to help prepare and recover your business in the event of a Hurricane.
Click here to download this free poster.
Click here to download this free poster.
RoofingSource helps thousands of restaurant owners extend the life of their roof while also protecting their business by: Avoiding Slips, Trips, & Falls - A leaking roof can leave you vulnerable to a possible lawsuit or Workers Compensation claim. In order to reduce your exposure, proper documentation of preventative maintenance and leak repair is key in [...]
Mulch is a combustible material that can be easily ignited by improperly discarded smoking materials. Hundreds of small and large fires are started this way every year. The risk is that what starts as a small outdoor mulch fire can quickly spread to buildings. A mulch fire can be well underway before someone notices or [...]
Rioting can happen anywhere in the country or locally impacting your franchise system and/or your specific business. In 2020 alone, this has cost our owners/clients (your system) millions in damages, lost income, and lost pay for countless employee's that work in the closed locations. Boarding up windows is one thing that can be done along [...]
A safety survey can help save you money in future premiums by identifying unsafe conditions before an injury occurs. As an Owner/Operator, you are responsible for providing a safe environment for your customers and employees. Conducting your own restaurant safety surveys will allow you to cost-effectively identify problems and get them fixed before someone is [...]
1.) Business Interruption 2.) Cyber Incidents 3.) Natural Catastrophes 4.) Change in legislation and regulation 5.) Market developments 6.) Fire or explosion 7.) New technologies 8.) Climate change/increase volatility of weather 9.) Loss of reputation or brand value 10.) Shortage of skilled workforce Source: Allianz 2019 Risk Barometer Note: This data will be updated [...]
It has long been acknowledged that fryers represent a real and obvious fire hazard within the global fast food industry. When it comes to fire prevention in the hectic working environment of fast food restaurants, the line between safe practice and potential disaster can be very fine. This fact particularly includes the until now undiscussed issue [...]
Standard metal baffles capture 25% of airborne kitchen grease, allowing the other 75% to make its way into hoods, ducts, fans and rooftops. Franke's Cascade Plus Filtration System captures up to 98% of airborne kitchen grease, reducing hood cleanings, nightly filter cleanings, costly disruptions to restaurant operations, and mitigating fire risk. Features and Benefits: Reduce metal [...]
When a hurricane watch is in effect, do you know what steps you should take to protect your business? The actions you take throughout every stage of the hurricane are crucial for reducing risks of damage to your company. 72 hours prior to a hurricane: Event preparations Check roof, drains and piping; clear debris [...]
Earthquakes can happen at any time of the year and occur without warning, although they usually last less than one minute. Aftershocks following the initial earthquake may occur for hours, days, or even months. Below are some best practices to stay safe if an earthquake occurs. Before an Earthquake Before an earthquake occurs, secure items [...]
One of your most important roles is preventing fires. An electrical fire in your restaurant could have devastating results. A fire could shut down your restaurant, and not only would this prevent you from servicing your community, but customers, employees, and your bottom line could also be impacted. Since most fires are preventable, fire prevention [...]
More information coming soon, in the meantime, visit: http://www.airsolutioncompany.com/hailguard/
With your kitchen operating at full force, grease is sure to build up in your hoods, flues and fans as a byproduct of cooking. Keeping your kitchen clean is the only way to reduce the risk of fire, ensuring a safe and efficient operation. To protect your business from a catastrophic fire and costly downtime, Restaurant [...]
Ideal Shield’s Bollard Covers and Steel Pipe Bollards can be installed all around your restaurant to help reduce claims and lower maintenance costs. The most common installation areas for either product includes storefront and entrance areas, drive-thru lanes, order windows and around the building’s corners and outdoor seating areas. By placing bollards in these areas [...]
Flooding, Fires, Windstorms. Hundreds of thousands of clients rely on BELFOR Property Restoration each year to rebuild their lives, homes, and businesses. With BELFOR specialists in every major metropolitan area in the USA ready to respond 24/7/365, BELFOR provides the fastest, highest quality service that's unmatched in the industry. The right response team can mean the difference between recovery [...]
Caution: If a fire occurs in the fryer and the ANSUL system doesn't discharge, pull the automatic ANSUL fire system handle, leave the area, and immediately notify your manager. If anything seems out of the ordinary, shut down and unplug the equipment and notify management. Make sure exhaust hood filters are installed and cleaned properly. Contact [...]
Your ANSUL Fire Suppression System is one of the most important pieces of equipment within your restaurant. If properly maintained, your system should provide years of protection.
When it comes to safety of our customer’s there are a few key areas that should be included in your restaurant travel paths.
When PRESSURE WASHING, be sure to ALWAYS DO THE FOLLOWING: Wear a bright colored Safety Vest – REQUIRED Mark off area with Safety Cone(s) to protect the employee – REQUIRED Watch for vehicles - REQUIRED Take breaks often – See the Pressure Washers Instruction Manual – REQUIRED Pressure wash during slow times. If you are [...]
Slip-Proof any floor! When employees have both feet safely on the mat, they work faster and more efficiently. With Mighty Mat slip-resistant floor mats, any greasy, slippery walkway becomes a safe, high-traction surface. Click below for Mighty Mat solutions. Click here for more information:
Preparing, Responding, and Recovering from Emergencies and Natural Disasters If a natural disaster hits, we want to help our customers take the steps to help keep their doors open. A business that can't open after a disaster loses money daily. Click here for more information
Sunken Floor Mats – A New Solution to an Old Problem A major exposure restaurants face is people slipping and falling when they enter your store. People will bring in dirt or oil from parking lots, creating a situation where not only are they exposed to slips and falls, but also other customers and even [...]
Paying for Your Subcontractor’s Back Strain An Owner/Operator hires a carpenter to perform light trim work. While on a ladder, the carpenter spots a bee’s nest and is startled and falls, severely injuring himself. The claim, which totaled in excess of $300,000, is then filed with the Owner’s insurance carrier, and not with the carpenter’s [...]
Best Practices to Prevent Restaurant Fires Your restaurants face the possibility of oil fires which can cost the system money in terms of lost sales, customer perception, worker injuries, property damage, insurance costs, and money. As a result, you should be sure to at least do the minimum to prevent them. Basic Fire Prevention Measures: [...]
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Many are considering the replacement of pre-2004 Fryers with the new low oil versions.
Fry Station Safety and Risk Reduction Reference Source: Frymaster
Food quality and the prevention of fires are very important to every owner. To prevent costly problems, be sure to service your fryers properly.
Being safe during a Named Storm means before, during and after a hurricane. Before a named hurricane approaches your operating area, please take a few moments to create a plan that will help you, your employees, and customers prepare for and cope with extreme weather conditions. The following list of important items may also be reviewed for additional protection [...]
Article on how to prepare for a hurricane. Includes preparing your business, your employees, and alerting the right agencies, such as your insurance company, prior to the hurricane hitting.
Article on how to prepare for a hurricane, and also setting up a business continuity program, to ensure that you can reopen shortly after the hurricane passes. Also includes a large selection of resources to assist with the building of your program.